Ten things we need to do before the government take over of health care.
1) Open up state lines. If I'm not mistaking, there is only three insurance companies in the state of KY. That's not true competition. That is a controlled monopoly. We can buy any other type of insurance over the phone or on the internet, just not health insurance. You can't tell me at some point the politicians didn't have their hand way deep in the lobbyist pockets.
2) Prescription drugs cost so much because Americans pay for the majority of drug research. Canada, France, all those other great countries that you hear about with their AWESOME free health care put a limit on the cost for drugs. We do not. So one must ask themselves do we want to advance at a much slower pace or kick in a couple of extra bucks when we do need them. Not all of that cash is lining the wallets of the exec.'s, again they do a lot of research with American dollars.
3) Here's a novel ideal. Why don't we hold people accountable for their actions. If you smoke, higher rates, much higher rates, if you get coverage at all. Same with people that eat Micky D's 3 or 4 times a day, if you're fat for no other reasons than you won't get off your ass and work out, much higher rates. We've all seen these videos so if you're one of those crazies that take a skateboard off a twenty foot drop, you got it, higher rates.
4) Tort Reform!!!!!!! True story: When I was running Absolute Comfort Inc. (a small HVAC business) one of my clients (I mean slum lord)(did I say that out loud) was an orthopedic surgeon. He quit. Quit. So he could buy and rent/develop real estate. One day I asked him WTF? He said, "Dave I just got tired of paying 350k a year in malpractice insurance, plus every time I turn around my ass is going to court over some BS lawsuit". Take the money away from the ambulance chasers and you will see a difference in health care cost. People anyone can sue without consequence. WITHOUT CONSEQUENCE THERE IS CHAOS!!! Doctors are practicing defensive medicine in order not to get sued. Who wants to go to school for an additional eight years, couple years of residency and internship just to lose it five years after they start working?
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Tuesday, July 21, 2009
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